How to Verify a Roofer in Colorado (Hail Season Checklist)
After hail, Colorado fills with out-of-state roofers. Proof separates the pros from the storm chasers.
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What Colorado requires
- Colorado has no statewide roofing license, but many cities and counties license roofers locally. Check your city's contractor lookup.
- Colorado's roofing contractor law (C.R.S. 6-22) requires a written contract with specific disclosures before work starts. Don't sign a blank or one-page agreement.
- Re-roofs need a permit and a final inspection in most Front Range cities.
Before you hire: the checklist
- Look up the license (state or city) and match the name to the company on your quote.
- Get a certificate of insurance sent directly from their insurance agent, naming you as certificate holder.
- Get a written, itemized contract before any deposit.
- Confirm who pulls the permit and when inspections happen.
- Pay in stages, and ask for lien waivers from the contractor and major suppliers as you pay.
- Check confirmed past jobs — not just star ratings.
- Never let a roofer negotiate your insurance claim for you unless they're properly licensed as a public adjuster — ask your insurer first.
- Ask for the shingle manufacturer's warranty registration in your name once the job is done.
Red flags
- Cash-only, or a big payment before any work starts.
- No written contract, or pressure to sign today.
- Asks you to pull the permit yourself.
- The license name doesn't match the business name on the quote.
- Can't produce a current insurance certificate.
Questions homeowners ask
How do I check if a roofer is legit in Colorado?
Check any license on the state or city lookup, ask for a current certificate of insurance, and look for customer-confirmed jobs. ProveHound shows all three with links and check dates.
Should I pay a roofer up front?
Avoid paying in full up front. A reasonable deposit with the rest tied to milestones and final inspection protects you. Ask for lien waivers as you pay.
What should a roofer quote include?
Scope, materials with brands and models, permits, timeline, payment schedule and warranty — all in writing.
This guide is general information, not legal advice. Rules change — confirm with the licensing agency or your city.